EMI OFFERS

Avail  EMI on select cards for orders above ₹3000
To make this a EMI offer, interest amount will be charged extra from the price of your order. Total amount you pay to the bank (excluding GST) will be product price and cost of interest (different from bank to bank)  to the price of the item. Bank may charge you GST only on the interest amount. Please check EMI plans once you select Pre Payment Option at checkout. All offers are mentioned in EMI Sections at Razor Pay Payment Gateway.
Below is the list of banks that we support for EMI:
  1. Kotak Mahindra
  2. HDFC
  3. AXIS
  4. IndusInd
  5. RBL
  6. ICICI
  7. Standard Chartered
  8. Yes Bank
  9. American Express
  10. Bank of Baroda

The following terms and conditions apply to no cost equated monthly installment (“EMI”) transactions made using a credit card issued by any bank and using EMI facility as a payment option (“No Cost EMI”)

  • The No Cost EMI facility is being offered to the customers who make a purchase transaction on https://iziffy.com or the mobile site thereof (collectively, “https://iziffy.com”) using a credit card issued by any bank using EMI facility; if available on https://iziffy.com
  • The No Cost EMI facility is made available on select products, as determined from time to time.
  • The No Cost EMI payment option can only be availed using the credit card of any bank on https://iziffy.com and is not available on purchases made using any other payment method including debit cards or net banking or pay on delivery payment methods.
  • Using The No Cost EMI payment option, the customers who undertake the purchase transactions on https://iziffy.com, will only pay amounts such that the total of these amounts during the EMI tenure is equal to the list price of the products as displayed on https://iziffy.com (at the time of making the purchase transaction). The participating banks/brands (as the case may be) will provide amounts equivalent to the interest imposed by the banks to undertake the purchase transactions on EMI.
  • The banks issuing the credit cards reserve the right to charge Goods and Services Tax (GST) or other applicable taxes on the purchase transactions undertaken on EMI which will be over and above the product price.
    • Customers may avail the No Cost EMI facility, provided that:
      • The order is not cancelled by the customer or
      • The product is not returned / exchanged by the customer. 
  • The EMI facility is made available to the customers by and in the sole discretion of the banks issuing the credit cards. https://iziffy.com will not be liable for any claims on account of availability or non-availability of EMI facility.
  • iZiffy reserves the right to chance the bank offering the No Cost EMI or stop No Cost EMI payment option at any time without prior notice and without any liability
  • All disputes subject to Jaipur Jurisdiction.
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